How to Apply

Your journey to home ownership starts here. Learn the straightforward steps to apply for Mortgage Guarantee Programme (MGP) products – First Home MGP & Green MGP

Step 1: Find Your Property

Choose your desired home within the eligible property price range.

First Home MGP: Up to RM1,000,000

Green MGP: Up to RM2,000,000

Step 2: Check Your Eligibility

To get started, confirm that you meet the following eligibility criteria:

Malaysian citizen aged 18 or above

First Home MGP : A first‑time purchaser of a residential property—either an under‑construction unit or a completed unit—for their own occupation

Green MGP : For the purchase of a certified green residential property, or the purchase of a non‑certified residential property with green enhancements (solar installation)

Step 3: Choose Your FI

Select from our list of participating financial institutions (FIs) to find the bank that matches your financing needs.

Browse participating FIs directory

Compare interest/profit rates and terms

Step 4: Submit Your Application

Apply for your housing loan/home financing under the First Home MGP or Green MGP directly with your chosen FI using their standard application process.

Apply through your selected financial institution

Prepare and submit all required documents