Back To Products ListingGreen MGP
A mortgage guarantee built for sustainable living — helping home buyers secure eco-friendly home with up to 110% financing.
About the ProductEmpowering Sustainable Living
The Green MGP, launched on 4 August 2025, is designed for eco-conscious home buyers seeking sustainable living solutions.
Its objective is to enable eligible home buyers to obtain up to 110% financing from participating financial institutions (FIs) for the purchase of green-certified residential properties or non-certified homes that incorporate approved green enhancements.
The Green MGP supports national sustainability goals by encouraging the adoption of green technologies, promoting sustainable home ownership, and reducing financing risks for FIs through mortgage guarantee protection.
The product is available for both conventional and Islamic home financing.
Choose A Product Type To Explore More
Conventional
Islamic
Green MGPConventional Product Details
Mortgage Financing Purpose
- For the purchase of certified green residential property; and
- For the purchase of non-certified green residential properties with green enhancement
Maximum Loan-to-value (LTV) ratio
- For financing purpose 1: Up to 110% (Financing on property + financing of MRTA/ MRTT/ takaful/ insurance coverage). Maximum financing value: RM2.0 million
- For financing purpose 2: Up to 110% (Financing on property + financing of MRTA/ MRTT/ takaful/ insurance coverage and/or solar panel). Maximum financing value: RM1.1 million
Guarantee Threshold
LTV 90%
Fee Payment
Paid by FI, as a lump sum payment payable upon full loan disbursement
Guarantee Effective Date
Full disbursement date of the mortgage financing facility
Underwriting
Self-underwriting by FIs based on Eligibility Criteria of the Green MGP
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